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Convinced from the beginning of the importance of the "network effect" in consulting work, BAT is the only Tunisian financial institution of consulting whose share capital is composed from the first three largest Tunisian banks, a Tunisian insurance company and three foreign banks of reference.

The quality and the diversity of its shareholders allow BAT to benefit not only from the technical expertise of its partners, but also from the privileged access to their respective relationships, particularly as regards identification of potential investors and marketing process.

Actionnaires de la BAT en

Société Tunisienne de Banque      


Société Tunisienne de Banque was created just after the independence of Tunisia. Began operations March 26, 1958, STB is the first Tunisian bank specifically intended to effectively contribute to economic and social development of the young independent Tunisian state.
Société Tunisienne de Banque has always adopted a focus on the development of its products and services and business strategy improving the quality of its services.
With the largest and the most important network of branches, offices and exchange boxes allowing it to target different socio-professional categories of clients, Société Tunisienne de Banque continued to innovate, particularly in the areas of direct banking and those related to the use of new information technologies and communication.

Banque Internationale Arabe de Tunisie      


Banque Internationale Arabe de Tunisie (BIAT) is one of the most important financial institutions in North Africa and the first private bank in Tunisia.
Based on a sales force, efficient, organized by market and a modern concept of merchandising its brqnches, BIAT offers its clients Individuals, Professionals, SMEs and Corporate Business a range of products both complete and innovative for their local and international activities.

Banque Nationale Agricole      


By the creation of Banque Nationale Agricole (BNA) on June 1st, 1959, the Government wanted to unify the agricultural credit institutions and encourage the development of agriculture.
BNA currently has 165 branches covering the whole territory of the Republic, divided into 5 categories according to the size of their business
BNA with its most dense branches network offers all its clients a wide range of products and services that best meet their needs.
In addition, to be close to its clients , BNA has continued to increase the access to bank channels, and the development of distance banking

La Carte Assurances      


With more than 35 years of experience, Compagnie d'Assurance et de reassurance Tuniso-Européenne (La Carte Assurances), thanks to its teams, its network of general agents and its partners, has known how to make his mark on the corporate market in which it is the leader, and develop a full range of offers for the needs of individuals.
La Carte Assurances is a major actor in the Tunisian insurance market.
It proposes a complete and performing offer to cover all insurance needs (damage, health, life insurance, assistance) to individuals, professionals, and corporate clients.
While consolidating its leading position in the field of individuals and in life insurance, La Carte Assurances occupies the leading rank in corporate risk since several years.

Grupo Santander      


Santander is the largest bank in the eurozone and one of largest in the world. Multinational bank, it was named the best bank in the world in 2012 in the annual Euromoney ranking for the third time. At the close of 2012 fiscal year, Santander was the largest bank in the eurozone and one of the thirteen leading banks in the world in terms of market capitalisation: 63 billion euros.

Attijariwafa Bank      


Attijariwafa bank group, leading banking and financial group in North Africa, with 6.2 million clients and 15,289 employees, is a pan-African multinational.
Located in 22 countries, the Group gives priority to the proximity with its clients and puts them at the heart of its strategy via its ambitious banking and continuous innovation efforts. In addition to banking, the Group operates through specialized subsidiaries in all financial businesses: insurance, real estate loans, consumer loans, leasing, asset management, stock brokerage, consulting, long term rental, factoring…

Credito Emiliano      


L eader Banking group in the Emilia-Romagna region with a network of nearly 300 branches in Italy. Its Investment Banking subsidiary (Euromobiliare Corporate Finance) offers a full range of services and consulting.



COTIF SICAR - Financial services subsidiary of La Carte Assurances group